Articles
2025-01-20
Meta Analysis of Physical Activity Intensity and All-Cause Mortality: Pricing of Wellness Incentive Insurance Policy
In recent years, insurance companies have introduced spillover-type policies, offering premium discounts or additional benefits to insured individuals who achieve predetermined exercise goals. However, there is currently no scientific or clear method for insurers to calculate the impact of exercise on reducing mortality rates for policyholders.
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2025-01-20
On Reducing Reserve of Variable Annuities with Guaranteed Living Benefits: Target Volatility Approach
This study aims to explore the effectiveness of reducing statutory reserve requirements under VM-21 regulation through linking target volatility portfolios with the Variable Annuities with Guaranteed Living Benefits.
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